By using this website you agree to the following terms.
1. Nature of service
Tools Online's PDF tools and financial calculators are provided free of charge, as-is. All results are theoretical outputs based on what you enter, for reference only. They do not constitute financial, tax, legal, or credit advice, nor an actual quote or conversion guarantee.
2. Accuracy
We work hard to keep formulas and conversion logic correct, but we do not warrant error-free results or fitness for your specific situation. Complex PDF layout reconstruction may deviate; for major financial or document decisions, verify against the original file or consult a licensed professional.
3. Acceptable use
You agree not to upload unlawful or infringing files, not to abuse this site with automated traffic, not to attempt to disrupt its availability, and not to copy its content wholesale to build a competing service.
4. Intellectual property
The site's design, copy, and code belong to Tools Online; formulas used are public, general mathematics. Rights to files you upload remain yours — our processing does not change ownership.
5. Limitation of liability
Tools Online is not liable for any direct or indirect losses arising from the use of, or reliance on, results produced by this site.
6. Changes
We may revise these terms at any time; revisions will be published on this page.